HBN consults with homeowners and business owners to help uncover evidence that supports their property rights, then reveal options to protect their property interests. Our partners work exclusively with individual home and business owners, unaffiliated with banking entities. We encourage our clients to stand up for themselves, and ensure the banks are not taking unfair advantage of property owners struggling with mortgage payments, by taking action through the formal litigation process.

Through litigation, homeowners can not only possibly stop the foreclosure process but also reach a workable resolution with their lenders. HBN works closely with clients to develop a comprehensive and cost-effective litigation strategy to achieve the best possible solution; whether homeowners are regularly making their mortgage payments, struggling to make their payments or are no longer able to pay. OUR AUDITORS ARE CONSIDERED EXPERT WITNESSES, REGULARLY TESTIFYING IN COURT ON BEHALF OF OUR CLIENTS. They are made up of twenty to thirty year-plus experience as ex-bank executives who manually conduct audits and prepare litigation ready reports. This is crucial to the success of the audits we complete and turn over to attorneys.

The initial consultation is free. All costs of litigation and audits are explained in detail prior to engagement and the commencement of litigation. Our litigation systems are extremely reasonable and cost-effective.

Our experienced consultants do not waste time and money on unproductive negotiations with bank employees that have no power to help our clients. We start with a securitization audit, and supplemental Credit Default Swap Audit, then turn this evidence over, litigation ready to our attorney network, country wide.

We have found that in many cases, the best and quickest way to get to a resolution is to SUE THE BANK.

Negotiating a short sale, loan modification or a deed in lieu of foreclosure only helps the bank. Very rarely does anything good for a homeowner come from the options being pushed by the banks. The end result of a short sale or deed in lieu of foreclosure is YOU LOSE your home! And a Loan Modification turns you into a renter.

Have you begged your mortgage company for help, just to see them stand by and watch as you fell deeper and deeper into debt? Have they told you that they can not do anything to help until you are in default and then start foreclosure once you missed a few payments?

No matter what stage of the foreclosure process you find yourself, the ultimate goal is to save your home and reach an equitable and workable solution with your lender. With the help of a qualified attorney, and a powerful audit report, there are several cost-effective legal remedies to alleviate the financial and emotional toll exacted upon you and your family during a foreclosure.